A small-business accountant
in Cincinnati.
Monthly bookkeeping and tax preparation for Cincinnati small businesses — from Over-the-Rhine to Hyde Park to everywhere in between. Flat monthly pricing. A real person you can email. Books current within 30 days — or your next month is free.
Serving Cincinnati and greater Hamilton County.
We work with small businesses from every corner of the city. Everything is delivered remotely — you send us what you have, we do the work, you approve. But we know the local terrain: Ohio’s sales-tax filing cadence, Hamilton County’s local addition, and the Cincinnati municipal income tax that catches every out-of-state owner off guard in year one.
If your business runs in one of these neighborhoods (or anywhere within a 45-mile radius, including Northern Kentucky), we’re a fit.
Curious what working with us looks like? Take a look at our services, see transparent pricing, or read about your first 30 days.
- Downtown
- Over-the-Rhine
- Hyde Park
- Oakley
- Mount Adams
- Clifton
- Northside
- Walnut Hills
- East Walnut Hills
- Mount Lookout
- Pleasant Ridge
- Madisonville
What Cincinnati actually taxes your business on
Ohio is one of the few states where the city taxes your business profit directly, on top of federal and state. If you operate inside Cincinnati city limits, this is a separate return you owe — and it is the single most common thing new clients here have missed.
- Cincinnati Net Profit Tax — 1.8%
- Cincinnati levies 1.8% on net profit earned from business activity inside city limits. The rate has been 1.8% since 2 October 2020 (it was 2.1% before that). This is separate from Ohio state tax and separate from your federal return.
- Annual return due 15 April
- The Cincinnati net profit return is due 15 April for calendar-year filers, or the 15th day of the 4th month after your fiscal year ends.
- Quarterly estimates kick in above $200
- If your annual Cincinnati tax liability exceeds $200, you are required to make quarterly estimated payments. A lot of owners cross that line — $200 of tax is about $11,100 of city-source net profit — without realising the filing obligation changed.
- City limits are not the metro
- Being "in Cincinnati" for tax purposes means inside the municipal boundary, not Hamilton County generally. Neighbouring municipalities levy their own rates, so an address two streets over can mean a different return entirely.
If you run a business in Cincinnati and have only ever filed federal and Ohio returns, there is a good chance you owe a city return you have never filed. That is fixable, and it is cheaper to fix before the city finds it than after.
Ask us about your Cincinnati filings · See flat pricing · What we handle
- City of Cincinnati — Income Taxes
- City of Cincinnati — Tax Due Dates
- Ohio Department of Taxation — Municipal Net Profit Tax
Rates and thresholds last verified . Tax rules change — this is general information for Cincinnati business owners, not advice on your specific situation. Ask us about yours.
Sound familiar? Here’s exactly what we do about it.
“I have a shoebox of receipts and no idea where to start.”
Send us the shoebox. We build your books from scratch. Your first month is on us if we can’t get you current within 30 days.
“My last accountant took 8 days to reply.”
Yes, it’s written into your invoice. We track it. You see it.
“I’m terrified of an IRS audit.”
Three specific checks, every return, every time. Ask us to walk you through them on your discovery call.
Four services. Zero jargon. Real deliverables.
Monthly bookkeeping
“The shoebox problem”
Send us anything. We categorise it. You get one clean report on the 5th of every month.
Tax preparation
“The 11pm-Google problem”
Federal, state, local. Every deduction. We file. You approve. Nobody Googles “K-1” at 11pm ever again.
Quarterly tax planning
“The “am I paying too much?” problem”
Every three months we tell you exactly what to owe — and how to owe less next year.
Audit support & representation
“The “the IRS just called” problem”
We pick up. We prepare the paperwork. We show up with you. You are not alone in that room.
Hi, I’m Njock.
I co-founded NJ’s Accounting and Tax Services because small businesses deserve an accountant who answers the email. I’m QuickBooks-certified, working on my CFO certification, and I’ve spent enough years doing this to know what a bad quarter feels like.
When you email us, I’m the one who answers. Not a receptionist, not a bot, not a junior.
What actually happens after you say yes.
Free. No pitch. We just listen and tell you if we’re a fit.
Last 3 months of receipts, statements, and last year’s return. That’s it.
End of month: you get a walkthrough call and a clean report on Day 30.
One check-in call per month. No surprises. Ever.
Questions Cincinnati small-business owners ask us most.
- Do you actually work with Cincinnati small businesses, or is this just an SEO page?
- We work with small businesses across the Cincinnati metro — every neighborhood we listed above, plus Newport and Covington on the Kentucky side. All work is delivered remotely, but we know Ohio and Hamilton County filing rules cold. If we don’t think we’re a fit for your situation, we’ll tell you on the discovery call — free.
- How does Cincinnati’s municipal income tax affect my small business?
- Cincinnati has its own city income tax that applies to net profits earned within city limits — this is separate from federal, Ohio state, and any home-city tax if you live in a Cincinnati suburb. Most owners either forget to file or over-withhold. During onboarding we map out exactly which municipalities you owe and set the payment schedule so nothing is a surprise.
- What do I do about Ohio sales tax and the Hamilton County local rate?
- Ohio state sales tax plus Hamilton County’s local addition applies to most goods and some services sold in Cincinnati. If you sell online (Shopify, Etsy, direct), post-Wayfair nexus rules mean you may owe tax in states you’ve never visited too. We map your actual nexus exposure and file where you owe — nowhere you don’t.
- Can you handle Ohio CAT (Commercial Activity Tax) filings?
- Yes. Ohio’s Commercial Activity Tax applies once your gross receipts cross a threshold set by the state — the exact number is worth confirming with us on your discovery call because it has changed in recent years. We handle the annual filing and quarterly minimums as part of Growth and Full-Service plans.
- Are you a CPA firm? Do I need one for a Cincinnati small business?
- Njock is an accountant, not a CPA — which is honestly what most small businesses actually need. If your situation calls for CPA-level representation (Ohio Department of Taxation audit, IRS field audit, complex M&A), we'll say so upfront and either bring in a CPA partner or refer you out. No ego, no upsell.
- Do you have a Cincinnati office I can visit?
- No — and we're transparent about it. We keep overhead low so we can charge $299/mo instead of $600. Every client works with us over email, video, and phone. If in-person matters to you, we'll tell you honestly on the discovery call so you can decide.
Three tiers. All-in. Every price is what you pay.
- Monthly bookkeeping
- Annual tax return
- Email support (4-hr SLA)
- Everything in Essential
- Quarterly tax planning
- Monthly 30-min call
- Dedicated advisor
- Everything in Growth
- Payroll for up to 10
- Unlimited quick-question calls
Ready to hand over the shoebox?
15 minutes. No pitch. Just a look at where you are.